Blog

Stay in the loop with everything Vital
Blog post banner image
Can you pay a credit card bill with another credit card?

Thinking of getting another credit card to pay off a previous credit card bill? You can, but is it a good idea? Let's find out.

4 minute read
Blog post banner image
Is it good or bad to have multiple credit cards?

Learn more about using credit cards responsibly and get answers to questions like, “Is it good or bad to have multiple credit cards?”

4 minute read
Close up of hands resting on top of blank papers with folded-up reading glasses on a desk
How does credit card interest work?

Wondering how credit card interest works? Read on to find out what credit card interest is and understand how it works.

4 minute read
Photo looking up at white spiral staircase, so that it resembles a seashell
What is the highest credit score?

Wondering what is the highest credit score? This article tells you what the highest credit score is and how to achieve it.

5 minute read
Tall stack of coins towers over pile of coins on a white surface
What is the best way to pay off credit card debt?

Credit card debt is a burden not just on financial peace of mind, but your credit score as well. Learn how to quickly pay off your credit card debt, responsibly.

4 minute read
Horse-head sculpture, MacBook, and dial phone atop traditional wooden desk in a dark gray room
What is the grace period on a credit card?

Generally, a grace period on a credit card is the time between when a bill is sent and when it’s due. Read on & find out how you can take advantage of it.

4 minute read
Person in white sweatshirt taps watch to card reader to make a purchase
What is a digital wallet?

Discover what is a digital wallet and how it works, as well as the benefits and limitations of using an electronic wallet.

4 minute read
Blog post banner image
How credit utilization affects your credit score

What is credit utilization, and why does it matter? Find out how credit utilization affects your credit score and what you can do to improve it.

4 minute read
Blog post banner image
What is a line of credit?

Whether you need money to pay your bills or start a business, taking a line of credit may be your best option. Find out if a line of credit is for you.

4 minute read
White book propped up, against a gray background
What is financial literacy?

Financial Literacy may sound complicated but it is crucial. Learn what it is & how to apply it towards building a budget, understanding credit & managing debt.

4 minute read
On a white table in a white-walled room, a woman rolls up a wad of cash beside an empty glass jar
Will paying off collections help your credit score?

If you’re seeing collections on your credit report, that’s generally bad news for your credit score. So, will paying off collections help your score?

4 minute read
Two hands holding each other, with sunbursts in the foreground
What is joint credit?

Joint credit, or co-borrowing, can be an effective alternative to increase your chances of qualifying for credit. Read more to find out how joint credit works.

4 minute read
Close-up of person in white tee opening a white shopping bag, with sunglasses propped up in the foreground and a gray background
What is a revolving line of credit?

If you are considering getting a line of credit, you should know the difference between a revolving one and a non-revolving line of credit.

4 minute read
Barely visible black iPhone in black leather case, against a black background
What you need to know to prevent credit card fraud

A PIN or password alone isn't enough to portection; you'll need to take more preventive measures to ensure your credit card’s safety & prevent credit card fraud.

4 minute read
Black envelope with cash
When should I pay my credit card bill?

Here's when to pay your credit card bill to help your credit score and steps to improve your financial situation. Learn more from Vital today.

4 minute read
Long-haired man in ivory button-down slumps in defeat at his desk, with an open laptop and stack of books
Why did my credit score drop?

Credit utilization, payment history, age of credit history - many things can affect your credit score. Here's 9 reasons why your score may have dropped.

4 minute read
Young woman in blazer holds shopping bags and talks on phone, in front of a blank wall
Debit Cards vs Credit Cards

Choosing between getting a debit card and credit card? We can help you decide which one to get

4 minute read
Minimal white desk with beige chair in a white room
How to choose the right credit card for you

Discover essential tips for how to choose a credit card that best suits your spending habits and unique financial situation.

4 minute read
Person in gray sweater types on laptop with a mug
5 tips on how to increase credit limit

Learn practical tips on how to increase a credit limit, how credit limits are determined, and the pros and cons of getting an increase.

4 minute read
Silver car with headlights on, parked in a dark lot
Can you buy a car with just a credit card?

Credit cards are convenient for making everyday purchases, but can you buy a car with a credit card? Learn more with the team at Vital Card.

4 minute read