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Take control over big money decisions

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How to maintain a good credit score

Learn the fundamentals of how to maintain a good credit score, including how to address credit card debt and build your credit history.

4 minute read
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Can you build credit without a credit card?

Discover alternative ways to build credit without relying on credit cards. Dive into various strategies, tools, and resources with Vital Card.

4 minute read
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How accurate is Credit Karma, really?

Join Vital Card to dive deep into the accuracy of Credit Karma scores and understand how they compare with other models.

4 minute read
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Does opening a checking account affect your credit?

Want to open a checking account but worried about your credit? Discover how it impacts your credit score with Vital Card.

4 minute read
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Can you pay a credit card bill with another credit card?

Thinking of getting another credit card to pay off a previous credit card bill? You can, but is it a good idea? Let's find out.

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Is it good or bad to have multiple credit cards?

Learn more about using credit cards responsibly and get answers to questions like, “Is it good or bad to have multiple credit cards?”

4 minute read
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How does credit card interest work?

Wondering how credit card interest works? Read on to find out what credit card interest is and understand how it works.

4 minute read
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What is the highest credit score?

Wondering what is the highest credit score? This article tells you what the highest credit score is and how to achieve it.

5 minute read
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How does a 401(k) work & how much should you contribute?

Master your financial future with our guide to 401(k) plans, Roth IRAs, and responsible retirement savings. Your secure retirement starts here.

3 minute read
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What is the best way to pay off credit card debt?

Credit card debt is a burden not just on financial peace of mind, but your credit score as well. Learn how to quickly pay off your credit card debt, responsibly.

4 minute read
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What is the grace period on a credit card?

Generally, a grace period on a credit card is the time between when a bill is sent and when it’s due. Read on & find out how you can take advantage of it.

4 minute read
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What is a digital wallet?

Discover what is a digital wallet and how it works, as well as the benefits and limitations of using an electronic wallet.

4 minute read
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How credit utilization affects your credit score

What is credit utilization, and why does it matter? Find out how credit utilization affects your credit score and what you can do to improve it.

4 minute read
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What is a line of credit?

Whether you need money to pay your bills or start a business, taking a line of credit may be your best option. Find out if a line of credit is for you.

4 minute read
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Financial literacy for kids: The parent's guide

Empower your kids with financial literacy. Learn how to teach earning, saving, budgeting, and investing with this parent's guide by Vital Card.

4 minute read
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What is a revolving line of credit?

If you are considering getting a line of credit, you should know the difference between a revolving one and a non-revolving line of credit.

4 minute read
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What is financial literacy?

Financial Literacy may sound complicated but it is crucial. Learn what it is & how to apply it towards building a budget, understanding credit & managing debt.

4 minute read
On a white table in a white-walled room, a woman rolls up a wad of cash beside an empty glass jar
Will paying off collections help your credit score?

If you’re seeing collections on your credit report, that’s generally bad news for your credit score. So, will paying off collections help your score?

4 minute read
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What is joint credit?

Joint credit, or co-borrowing, can be an effective alternative to increase your chances of qualifying for credit. Read more to find out how joint credit works.

4 minute read